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Privacy & Legal

Privacy,
Cookies &
Terms

Last updated: 3 September 2026

This document explains how danielvnuk.com handles personal data and browser storage, and sets the terms that apply when you use this professional website.

Contents

Privacy Policy & GDPR Cookie Policy Terms of Use Contact

Part I

Privacy Policy & GDPR information

danielvnuk.com is a professional profile website operated by Daniel Vnuk. For personal data processed through this website or related direct correspondence, the data controller is Daniel Vnuk, Zagreb, Croatia. Privacy enquiries may be sent to [email protected].

The website is designed around data minimisation. It does not provide user accounts, comments, e-commerce, a newsletter or a web contact form.

1. Personal data that may be processed

  • Direct correspondence: if you contact Daniel Vnuk by email, this may include your name, email address, organisation, professional role, message, attachments and related communication metadata.
  • Technical and security data: the hosting infrastructure may create server logs containing an IP address, date and time, requested URL, referrer, browser or device information, response status and diagnostic data.
  • Privacy preferences: the site stores your selected cookie categories, policy version and preference date locally in your browser.

Please do not send special-category, confidential or otherwise sensitive personal data unless it is genuinely necessary and you are authorised to provide it.

2. Purposes and legal bases

PurposeLegal basis
Operating, securing and diagnosing the website; preventing misuse.Legitimate interests under Article 6(1)(f) GDPR.
Responding to enquiries and managing professional correspondence.Steps requested before a possible engagement under Article 6(1)(b), or legitimate interests under Article 6(1)(f), depending on context.
Meeting applicable record-keeping, regulatory or legal requirements.Legal obligation under Article 6(1)(c) GDPR.
Using optional analytics or comparable non-essential technology, if introduced.Your prior consent under Article 6(1)(a) GDPR and applicable electronic-communications rules.

No solely automated decision-making or profiling that produces legal or similarly significant effects is carried out through this website.

3. Recipients and international transfers

Personal data may be handled by service providers supporting website hosting, security, technical maintenance or email delivery, solely to the extent needed to provide those services. Data is not sold, rented or disclosed for third-party advertising.

The site contains links to LinkedIn, Restructuring.Insights and DVNUK. A third-party site may process information after you choose to follow its link and will apply its own privacy notice and terms. Where a provider acting for this website processes controlled personal data outside the European Economic Area, an applicable adequacy decision, standard contractual clauses or another lawful safeguard will be used where required.

4. Retention

Professional correspondence is retained only for as long as reasonably necessary to answer the enquiry, manage the resulting professional relationship, establish or defend legal claims, and satisfy applicable legal obligations. Hosting and security logs are retained according to the provider’s operational configuration and only for as long as necessary for security, availability and diagnostics.

Cookie preferences stored by this website expire for consent-management purposes after six months, after which the site may ask for your choice again. You may delete them earlier through the Cookie settings control or your browser controls.

5. Security

Reasonable technical and organisational safeguards are used to protect information against unauthorised access, alteration, disclosure or loss. No internet transmission or storage system can be guaranteed to be completely secure.

6. Your GDPR rights

Subject to the conditions and exceptions in applicable law, you may have the right to be informed, obtain access, request rectification or erasure, restrict processing, receive portable data, object to processing based on legitimate interests, and withdraw consent at any time without affecting processing carried out before withdrawal.

Requests may be sent to [email protected]. Additional information may be requested where reasonably necessary to verify identity. Requests are handled without undue delay and generally within one month, subject to lawful extensions for complex or multiple requests.

You may also lodge a complaint with the Croatian Personal Data Protection Agency (AZOP), Ulica Metela Ožegovića 16, 10000 Zagreb, Croatia, email [email protected], or another competent supervisory authority.

Part II

Cookie Policy

“Cookies” in this document includes cookies and comparable browser-storage technologies. As of the date above, danielvnuk.com does not activate analytics, advertising, profiling or marketing cookies. The only first-party browser storage used by the site records the visitor’s privacy preference.

NameType and purposeDuration
danielvnuk_cookie_preferences_v1First-party local storage. Records necessary and optional analytics preferences, policy version and selection date so the banner does not reappear on every page.Up to six months, or until removed in the browser.

Cookie settings and withdrawal

Select “Necessary only” to decline optional analytics, “Accept all” to permit the optional analytics category, or “Manage settings” to make a granular choice. No analytics service is currently loaded, so permitting analytics does not presently activate tracking. If analytics is introduced, it must remain consent-aware and this policy must identify the relevant service and processing.

You can reopen Cookie settings from the footer at any time and change your selection. You can also delete site data in your browser. Blocking or clearing necessary preference storage will not prevent access to the website, but the banner may be shown again.

Part III

Terms of Use

1. Acceptance and scope

By accessing danielvnuk.com, you agree to these Terms of Use. If you do not agree, discontinue use of the website. These terms apply only to this website and not to linked third-party services.

2. Informational purpose

The website provides general professional and biographical information. It is not financial, investment, credit, restructuring, legal, tax or other professional advice, and should not be relied upon as a substitute for advice tailored to particular facts. Viewing the site or sending an enquiry does not by itself create an advisory, fiduciary, employment, client or other professional relationship.

3. Accuracy and availability

Reasonable care is taken when preparing the website, but information may become incomplete, outdated or unavailable. To the extent permitted by law, the site is provided without warranties regarding uninterrupted availability, completeness, fitness for a particular purpose or error-free operation.

4. Intellectual property and permitted use

Unless otherwise stated, the website’s original text, layout, visual design and branding are protected by applicable intellectual-property law. You may view, print or share links to the site for personal and legitimate professional reference. You may not reproduce substantial content, remove attribution, misrepresent authorship, use the site unlawfully, interfere with security or availability, or attempt unauthorised access.

5. External links

Links are provided for convenience and context. Their inclusion does not guarantee or endorse the availability, accuracy, security or privacy practices of the destination. You access third-party websites at your own discretion and subject to their terms.

6. Liability

To the maximum extent permitted by applicable law, Daniel Vnuk is not liable for indirect, incidental or consequential loss arising solely from use of, inability to use, or reliance on this informational website. Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limits mandatory statutory rights.

7. Changes, governing law and severability

The website and these terms may be updated when necessary. The current version and update date will be published here. These terms are governed by the laws of the Republic of Croatia, subject to any mandatory protections and jurisdiction rules that apply. If a provision is unenforceable, the remaining provisions continue to apply.

Contact

Privacy and legal enquiries

For privacy requests, cookie questions or legal notices concerning this website, email [email protected].

This document supports transparent operation of the website and does not reduce any rights available under mandatory law.

Daniel Vnuk, MEcon, MBA

Credit Risk · Special Assets · Restructuring

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